This is a collaborative post Have you decided to set up a rainy day fund? Are you hoping to book a summer holiday or would you like to try and move up the property ladder or start putting money aside for your children’s future? Whatever your motive, it’s always good to have a pot to dip into when you need money unexpectedly, or you fancy treating yourselves. Putting money away can be tough, but there are some surprisingly easy ways to spend less and save more. Reducing spending Think about what you spend money on every month. What are your biggest expenses? It may not be possible to bring down…